Benefits

Architecture and functionality: Benefits

The benefits grid shows what the gateway handles instead of the project team.

1. Keys and routing

The SmartPay key is stored only in Somonly, while each project gets its own sm_live_… key and cannot see other projects' payments. Account-number requests are routed to the right project by prefix.

2. Reliability

Every notification is signed with HMAC-SHA256, undelivered webhooks are retried, and a repeated request with the same order_id never creates a duplicate.

3. Control

A log of requests and webhooks, an admin panel for projects, keys and callback URLs, turnover statistics by project and bank, and payments in somoni and roubles.